# Why would someone lock up money by rolling it into a 401(k)? — retained record

> Retained news record from news:marketwatch.

Canonical: https://highsignal.app/data/records/1ed5ccd8b344d10f

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source: [news](https://highsignal.app/data/news) (news:marketwatch)  published 2026-08-29 13:00 ingested 2026-08-30 02:53

[original source ↗](https://www.marketwatch.com/story/why-would-someone-lock-up-money-by-rolling-it-into-a-401-k-2c742e90?mod=mw_rss_topstories)

## retained text



```
Dear Dan,

I understand why someone might roll funds out of a 401(k) plan, but why would anyone under 59½ ever roll money into a 401(k) and lock it up?

—Wondering About Withdrawals
```



document fetched 2026-08-30 02:53 · canonical https://marketwatch.com/story/why-would-someone-lock-up-money-by-rolling-it-into-a-401-k-2c742e90?mod=mw_rss_topstories