# ‘It doesn’t seem fair’: I’m retired and have plenty of money. Why can’t I qualify for a retail credit card? — retained record

> Retained news record from news:marketwatch.

Canonical: https://highsignal.app/data/records/bd9313020d78272f

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source: [news](https://highsignal.app/data/news) (news:marketwatch)  published 2026-09-23 02:15 ingested 2026-09-23 02:59

[original source ↗](https://www.marketwatch.com/story/it-doesnt-seem-fair-im-retired-and-have-plenty-of-money-why-cant-i-qualify-for-a-retail-credit-card-8a58eda3?mod=mw_rss_topstories)

## retained text



```
The Moneyist
‘It doesn’t seem fair’: I’m retired and have plenty of money. Why can’t I qualify for a retail credit card?
‘I draw from my IRA as needed for household repairs, trips and other larger expenses’
Dear Quentin,
A bit of an odd question.
I retired eight months ago and have a regular defined-benefit pension, Roth IRA, traditional IRA and other investments. I haven’t started collecting Social Security yet. My gross pension is about one-third of my previous salary, but it’s still enough to cover my everyday expenses.
```



document fetched 2026-09-28 02:55 · canonical https://marketwatch.com/story/it-doesnt-seem-fair-im-retired-and-have-plenty-of-money-why-cant-i-qualify-for-a-retail-credit-card-8a58eda3?mod=mw_rss_topstories