# Can Moneyview IPO deliver long-term growth for high-risk investors? — retained record

> Retained news record from news:india-et-markets.

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source: [news](https://highsignal.app/data/news) (news:india-et-markets)  published 2026-09-24 01:20 ingested 2026-09-24 02:52

[original source ↗](https://economictimes.indiatimes.com/markets/ipos/fpos/can-moneyview-ipo-deliver-long-term-growth-for-high-risk-investors/articleshow/134449058.cms)

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Business
Incorporated in 2014, the company primarily offers services through its digital platform with personal loans remaining a key revenue driver. It has expanded into credit cards, earned wage access, home loans, loans against property, insurance, digital gold, UPI and bill payments though these offerings remain at a nascent stage. The company primarily serves households with annual income between ₹3 lakh and ₹11 lakh. Its registered users rose 27% annually to 13.4 crore between FY24 and FY26. The number of monetised users grew 53% annually to 1.1 crore over the same period. Revenue is primarily derived from fees, commissions and interest income. In FY26, fees and commissions contributed 56.7% to revenue. According to the Redseer Report, India's personal loan market is projected to grow 18-20% annually to ₹33-36 lakh crore by FY31.
Read more: Chasing IPO debut highs? All 10 listing multibaggers of last 2 years bleed negative returns
Financials
Total income increased annually by 56.5% to ₹3,404.3 crore in FY26 from ₹1,389.2 crore in FY24. Loan disbursals increased 31% to ₹23,098.52 crore in FY26 from ₹14,527.2 crore in FY24 while loan margin expanded to 8.6% from 7.5%. Assets Under Management (AUM) rose 28% to ₹21,380.1 crore from ₹12,884.8 crore in FY24. Net profit increased to ₹242.7 crore from ₹171.2 crore in FY24. Return on equity increased to 19.2% in FY26 from 13.6% in FY25. Credit costs have risen sharply, with impairment increasing to 28.9% of total income in FY26 from 18.2% in FY24.
Read more: Gautam Adani reclaims top spot as India’s richest, edges out Mukesh Ambani: Hurun Rich List
Valuations
The issue is valued at a price-book (P/B) of 1.9 on post-IPO basis. OnEMI Technology Solutions, which provides app based digital lending, trades at a P/B of 2.9; its premium valuation reflects a better asset quality, with GNPA falling to 2.3% in the June 2026 quarter from 3.6% in the year-ago period.
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Subscribe to ET Prime and read the Economic Times ePaper Online.and Sensex Today.
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