Kashin

Vendah is building a marketplace that connects digital-first beauty brands to a network of individual sellers across Brazil, powered by embedded microcredit. Brazil is one of the largest beauty markets globally (~$30B), with millions of individuals already selling through fragmented, offline channels that lack modern infrastructure. After pivoting to a marketplace + credit model, traction has accelerated: GMV is growing ~30% MoM, we’re approaching 1,000 active sellers, and risk-adjusted margins

shared extracted concept terms: model; shared product terms: credit, individual, risk, model; shared product theme: finance and payments, sales and marketing, security and compliance; same category: AI infrastructure; shared affiliation: Y Combinator

Creizer is Clearbanc (Clear.co) for LATAM. We provide revenue-based financing to online sellers. More than 80% of SMEs can’t have access to loans in LATAM, thus limiting their growth. They represent 99% of online sellers in the region. At Creizer we built a unique risk model in which the requirements for these online sellers are 100% accessible since the scoring is based on the store’s metrics and collections on a percentage of their daily sales. We are growing 65% MoM and experiencing overdeman

shared product terms: latam, revenue, loan, risk; shared product theme: sales and marketing, security and compliance; same category: AI infrastructure; shared affiliation: Y Combinator

Pachyderm is a tool for production data pipelines. If you need to chain together data scraping, ingestion, cleaning, munging, wrangling, processing, modeling, and analysis in a sane way, then Pachyderm is for you. If you have an existing set of scripts which do this in an ad-hoc fashion and you're looking for a way to "productionize" them, Pachyderm can make this easy for you.

shared extracted concept terms: model, process; shared product terms: do, model, process; shared product theme: workflow automation; same category: AI infrastructure; shared affiliation: Y Combinator

Paperplane helps builders', plumbing, and timber merchants mitigate their credit risk by predicting which customers will default 4+ weeks before anyone else. Instead of relying solely on credit reports and lagging public data, Paperplane uses the company's own transaction data and customer knowledge directly from sales reps to make more accurate predictions in real-time.

shared extracted concept terms: merchant; shared product terms: credit, merchant, risk; shared product theme: finance and payments, sales and marketing, security and compliance; shared affiliation: Y Combinator

Kosh is a digital lending platform in India, empowering blue-collar workers with a unique joint liability model (much like microfinance but for a different segment). The social component of their underwriting helps control credit risk significantly and lower CAC/Opex in one go, making this 150mn-strong segment credit-worthy.

shared product terms: credit, underwrit, risk, model; shared product theme: finance and payments, security and compliance; same category: AI infrastructure; shared affiliation: Y Combinator

Nomod is the UAE’s leading payments platform for small businesses — powering 55,000+ merchants, and processing $500M+ in annualised TPV

shared extracted concept terms: merchant; shared product terms: small, merchant, process; shared product theme: workflow automation, finance and payments; shared affiliation: Y Combinator