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Developer tools

Numida

Numida provides working capital loans to African micro businesses. Instead of borrowing from informal lenders or family, micro business owners download the Numida app, apply in minutes, and receive capital within a day. We have figured out how to score and disburse unsecured loans to cash-based businesses that have no digital transaction history, while maintaining excellent collection rates. Since 2021 we have provided $23M in working capital to 32,000 businesses in East Africa.

sources
1
Evidence entries preserved.
affiliations
1
Y Combinator
competitors
6
Mapped from High Signal graph features.
status
generated
D1 lookup
last updated
2026-07-15
16:41 UTC
source evidence
Why this company exists here

Y Combinator

yc-company-directory #4847

Numida provides working capital loans to African micro businesses. Instead of borrowing from informal lenders or family, micro business owners download the Numida app, apply in minutes, and receive capital within a day. We have figured out how to score and disburse unsecured loans to cash-based businesses that have no digital transaction history, while maintaining excellent collection rates. Since 2021 we have provided $23M in working capital to 32,000 businesses in East Africa.

source
generated read
High Signal interpretation

Numida is classified as Developer tools from source descriptions and fund-directory context. Similar companies below are ranked from offline product facets and meaningful description overlap; category and source affiliation can only strengthen an existing product match. For lookup-created rows, the profile starts as pending enrichment until deeper source collection runs.

offline extraction
Product facets
Numida appAfrican micro businessescash-based businessesAfrican micro businessescash-based businessesunsecured loans
mapping method
Similarity graph

Local clusters rerank extracted product concepts and description terms. The generated graph remains the fallback for sparse descriptions: offline reciprocal product-similarity graph: extracted concepts + description terms + bounded category/affiliation boosts. Minimum fallback score: 0; max competitors: 6.

discovery cluster

Companies similar to Numida

Developer tools · 6 peers

A deterministic local cluster built from offline product facets and meaningful description terms. Category and selected-institution affiliation provide bounded tie-breaks. Open any peer to continue exploring its cluster.

Khatabook

match 64

Replace your traditional ledgers with new digital Khatabook and Avail financial services like Lending for your business. Business owners can use the app to record credit (Jama) and debit (Udhar) transactions for their trusted customers. It is 100% Free, Safe, and Secure for all types of businesses to maintain their customers'​ accounts.

shared extracted concept terms: businesse; shared product terms: digital, owner, app, transaction; shared product theme: context and memory; shared affiliation: Y Combinator

Sable

match 62

Sable is a digital banking platform and the only full-suite banking solution for internationals in the U.S., providing U.S. bank accounts, debit and credit cards. Newcomers to the U.S. can open a Sable account within five minutes, and start building their U.S. credit history from day 1, all without the need of an SSN or prior U.S. credit history. The Sable app is available on iOS and Android.

shared product terms: app, minute, within, day; shared product theme: context and memory; shared affiliation: Y Combinator

Udhaar App

match 59

We are a simple book-keeping app, to help 30M micro SMEs run their finances digitally. I was visiting Pakistan. 1-day, asked our local store owner on plans for his next location. His response, 'never'. Since business operations & money flow are manual, he worked 16 hours / 7 days to minimize theft. Zero time with family. We got obsessed with identifying how we can help small business owners run their business and have a life. Everything in Pakistan is manual, store credit, sales, purchasing inve

shared extracted concept terms: micro; shared product terms: micro, family, owner, app; shared affiliation: Y Combinator

nobuk.africa

match 57

nobuk is a mobile-first SaaS product that enables the consolidation of financial and business records for micro and small businesses. Nobuk offers an automated transaction tracking and customer engagement solution.

shared extracted concept terms: micro, businesse; shared product terms: micro, businesse, transaction, africa; shared product theme: context and memory

Payhippo

match 51

Payhippo provides loans to small businesses in Africa in under 3 hours. We made $42k in revenue in Nigeria in July 2021, growing 25% m/m with a 97% repayment rate.

shared extracted concept terms: businesse; shared product terms: loan, businesse, rate, 2021; shared affiliation: Y Combinator

Cashforce

match 47

Bringing capital intensive businesses and banks closer together through an automated cash management platform

shared extracted concept terms: businesse, cash; shared product terms: capital, businesse, cash; same category: Developer tools