back to company universe
Fintech

Rank (formerly Moni)

Moni finances small businesses in groups across Africa. The collective responsibility of the group serves as a collateral on the loan while the social pressure from the members ensures on-time repayment. There are over 44million SMBs in Africa. We launched 7 months ago and we already have $72k MRR growing at 50% MoM. We achieved 99% repayment on 11,000 units of loans with over $5M disbursed. This is 15 times higher than most financial services in Africa. Femi (CEO) worked previously with the Wor

sources
1
Evidence entries preserved.
affiliations
1
Y Combinator
competitors
6
Mapped from High Signal graph features.
status
generated
D1 lookup
last updated
2026-07-15
16:41 UTC
source evidence
Why this company exists here

Y Combinator

yc-company-directory #4872

Moni finances small businesses in groups across Africa. The collective responsibility of the group serves as a collateral on the loan while the social pressure from the members ensures on-time repayment. There are over 44million SMBs in Africa. We launched 7 months ago and we already have $72k MRR growing at 50% MoM. We achieved 99% repayment on 11,000 units of loans with over $5M disbursed. This is 15 times higher than most financial services in Africa. Femi (CEO) worked previously with the Wor

source
generated read
High Signal interpretation

Rank (formerly Moni) is classified as Fintech from source descriptions and fund-directory context. Similar companies below are ranked from offline product facets and meaningful description overlap; category and source affiliation can only strengthen an existing product match. For lookup-created rows, the profile starts as pending enrichment until deeper source collection runs.

mapping method
Similarity graph

Local clusters rerank extracted product concepts and description terms. The generated graph remains the fallback for sparse descriptions: offline reciprocal product-similarity graph: extracted concepts + description terms + bounded category/affiliation boosts. Minimum fallback score: 0; max competitors: 6.

discovery cluster

Companies similar to Rank (formerly Moni)

Fintech · 6 peers

A deterministic local cluster built from offline product facets and meaningful description terms. Category and selected-institution affiliation provide bounded tie-breaks. Open any peer to continue exploring its cluster.

Suplias

match 65

Suplias helps FMCG manufacturers in Africa receive payments and finance inventory purchases of their distributors using a mobile app called Obtainly. We launched in Nigeria, where we have been growing revenue by 32% month over month for the last 11 months Our founding team has a combined 25+ years of experience in supply chain and ecommerce having worked for Procter & Gamble, Pepsi Co, Gap and Jumia, the #1 ecommerce company in Africa.

shared product terms: finance, africa, over, launch; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

GamerPay

match 65

GamerPay is a marketplace for trading gaming skins and assets without scams. We do this by integrating with games to instantly validate all trades. We launched 3 months ago and transacted 245.000 dollars growing 30% MoM. Talking to 5.000 gamers we learned that 46% have been scammed more than once. Over half are minors, who are stuck trading for cash on social media due to their age. We are the first to build a fully compliant system for parental consent, enabling the majority of gamers to trade

shared product terms: launch, month, ago, 000; shared affiliation: Y Combinator

Lucible

match 62

Lucible is a combined checking and investment account that allows you to invest 100% of your money while still being able to spend it. Whenever you spend, we issue a loan in real time, using your investments as collateral, to cover the cost. This is the most capital and tax efficient way to manage your money. It's what the ultra wealthy already do to finance large purchases, and now you can do it for every day spending.

shared product terms: while, loan, time, collateral; shared product theme: finance and payments; shared affiliation: Y Combinator

Kaagaz

match 57

Kaagaz is an 'Office' Suite for Mobile-first Businesses in India. With Kaagaz, these users can manage all the document requirements for their business using their smartphone itself, without needing a Desktop. We have an active user base of 3Mn+ users and paid users north of 60,000+ - growing every month. With over 200M such businesses in India, at $15/year subscription price, this a $3B opportunity in India & much larger globally. We are a team of 2nd time entrepreneurs having scaled the perviou

shared product terms: businesse, 000, grow, month; shared affiliation: Y Combinator

Hypercore

match 57

Hypercore is a loan management software for small lenders. We help lenders automate workflows and provide them with real-time analytics and KPIs on their portfolios. Since June we are running paid pilots ($3.5K MRR), 1 LOI ($1.5K MRR). The founding team met while serving together as officers in technological units in the Israeli Defence Forces. We then established together a software development company specialized in fintech projects such as e-wallets and open-banking projects. That’s where we

shared product terms: loan, small, time, mrr; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

Owners Circle

match 52

OwnersCircle provides small business owners with the online tools and financial information that they need in order to navigate the complex world of business financing. The reality is that there is no easy way to search for small business financial products, which creates a headache for already time-strapped business owners. Recent reports show that owners spend an enormous amount of time (25 hrs on average) searching and applying for loan products, with many focusing on lenders that have high r

shared product terms: small, financial, there, already; same category: Fintech; shared affiliation: Y Combinator