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Developer tools

Sivo

Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber. We’ve been able to move so quickly because we are a team wi

sources
1
Evidence entries preserved.
affiliations
1
Y Combinator
competitors
6
Mapped from High Signal graph features.
status
generated
D1 lookup
last updated
2026-07-15
16:41 UTC
source evidence
Why this company exists here

Y Combinator

yc-company-directory #4601

Sivo provides debt as a service. Our API and risk protocol allows fintechs, neobanks, and gig platforms to lend money to their users, at scale, without having to raise debt which can take up to two years. You can think of us as Stripe for Debt. We started 6 months ago, in March signed a $100m debt capital partnership, and will be launching our API in April. We already have more than 100 companies in our customer pipeline including Uber. We’ve been able to move so quickly because we are a team wi

source
generated read
High Signal interpretation

Sivo is classified as Developer tools from source descriptions and fund-directory context. Similar companies below are ranked from offline product facets and meaningful description overlap; category and source affiliation can only strengthen an existing product match. For lookup-created rows, the profile starts as pending enrichment until deeper source collection runs.

offline extraction
Product facets
APIusersUberfintechsneobanksgig platformsStripe for Debt
mapping method
Similarity graph

Local clusters rerank extracted product concepts and description terms. The generated graph remains the fallback for sparse descriptions: offline reciprocal product-similarity graph: extracted concepts + description terms + bounded category/affiliation boosts. Minimum fallback score: 0; max competitors: 6.

discovery cluster

Companies similar to Sivo

Developer tools · 6 peers

A deterministic local cluster built from offline product facets and meaningful description terms. Category and selected-institution affiliation provide bounded tie-breaks. Open any peer to continue exploring its cluster.

Miden

match 84

Miden is building a modern infrastructure that facilitates the launch of card programs and various financial products for businesses in Sub-Sahran Africa. Just by reducing integration time, card fraud, improving stability, and being customer focused we quickly rose to top 5 in TPV among card issuing Fintechs in Sub-Saharan Africa within 8 months of launch. We’re going to build the first comprehensive fintech and banking software stack for Africa, based on modern technology. We’re starting with a

shared extracted concepts: fintechs; shared product terms: launch, customer, quickly, fintech; shared product theme: developer infrastructure, finance and payments, sales and marketing, security and compliance; same category: Developer tools; shared affiliation: Y Combinator

Parsewise

match 76

Parsewise provides multi-document processing and analysis that you can embed in your own product. Operations teams use our platform for oversight and control over their fleet of AI agents, and our MCP to make Claude work at scale with traceability. Tech teams use our API to replace complex processing pipelines resolving values across documents. We help customers assess complex risk at scale: manage casualty, specialty, KYC, and financial risks, so teams can act faster and defend their decisions

shared extracted concepts: api; shared product terms: scale, api, pipeline, customer; shared product theme: developer infrastructure, sales and marketing, security and compliance; shared affiliation: Y Combinator

Kontigo

match 73

We’re building Kontigo, a USDC Smart Neobank for Latinos in the U.S. and Latin America. We launched our Peer-to-Peer onramp 20 days ago and we’ve already had $540k in deposits, 10k active users and a +300k waitlist. The founding team has built and scaled fintechs in Latam, and it’s ex-Venmo, Nubank, Rappi, MercadoLibre, Ualá, Platzi, and Yuno. We’re already backed by DST Global, Soma Capital, Pioneer Fund, Transpose + 10 YC alums. Sending money to Latin America is just as painful as holding it d

shared product terms: neobank, launch, ago, ve; shared product theme: finance and payments; same category: Developer tools; shared affiliation: Y Combinator

Safer Management

match 62

Safer Management sells attendance software to public school districts and colleges. Public schools receive federal funding based on their average daily attendance, and our software ensures they get the money they need. We started Safer Mgmt. 12 months ago after I dropped off my twin boys and experienced inefficiencies with the sign-in process. We are now in 75 public schools and two colleges with annual reoccurring revenue of $621,000. We have 82% margins and are profitable. At scale, we will ch

shared product terms: money, start, month, ago; shared product theme: sales and marketing; shared affiliation: Y Combinator

Swipehouse

match 59

The biggest social network in the world for TikTok celebs. One of the first 5 companies in the US to get the TikTok API. Launched over 400 companies on TikTok in under a year. Work with Ridge, Hopper, and more. Acquired in 2021.

shared extracted concept terms: api; shared product terms: companie, us, api, launch; shared product theme: developer infrastructure; same category: Developer tools; shared affiliation: Y Combinator

ThirdRoc

match 51

Thirdroc.ai, a technology company that specializes in providing credit risk analysis through buy-now-pay-later (BNPL), API & Digital lending offerings.

shared extracted concepts: api; shared product terms: risk, api, lend; shared product theme: developer infrastructure, finance and payments, security and compliance