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Developer tools

Stilt

Stilt/Onbo enables you to launch credit products without a bank sponsor. We have built APIs to abstract complexity around licenses, regulatory compliance, underwriting, loan management system, credit reporting, and debt capital. We are backed by fintech investors including Y Combinator, Link Ventures, Hillsven Capital, Petrushka investments (early backer of Lending Club, Zillow, Check, Pets.com), and CEOs of billion-dollar fintech companies.

sources
1
Evidence entries preserved.
affiliations
1
Y Combinator
competitors
6
Mapped from High Signal graph features.
status
generated
D1 lookup
last updated
2026-07-15
16:41 UTC
source evidence
Why this company exists here

Y Combinator

yc-company-directory #3677

Stilt/Onbo enables you to launch credit products without a bank sponsor. We have built APIs to abstract complexity around licenses, regulatory compliance, underwriting, loan management system, credit reporting, and debt capital. We are backed by fintech investors including Y Combinator, Link Ventures, Hillsven Capital, Petrushka investments (early backer of Lending Club, Zillow, Check, Pets.com), and CEOs of billion-dollar fintech companies.

source
generated read
High Signal interpretation

Stilt is classified as Developer tools from source descriptions and fund-directory context. Similar companies below are ranked from offline product facets and meaningful description overlap; category and source affiliation can only strengthen an existing product match. For lookup-created rows, the profile starts as pending enrichment until deeper source collection runs.

offline extraction
Product facets
APIsloan management systemcredit reportinglicensesdebt capitalunderwritingcredit products
mapping method
Similarity graph

Local clusters rerank extracted product concepts and description terms. The generated graph remains the fallback for sparse descriptions: offline reciprocal product-similarity graph: extracted concepts + description terms + bounded category/affiliation boosts. Minimum fallback score: 0; max competitors: 6.

discovery cluster

Companies similar to Stilt

Developer tools · 6 peers

A deterministic local cluster built from offline product facets and meaningful description terms. Category and selected-institution affiliation provide bounded tie-breaks. Open any peer to continue exploring its cluster.

OneFin

match 105

Building a plug-and-play suite of APIs and lending tech stack to enable financial inclusion. OneFin is backed by marquee investors from Silicon Valley like Y Combinator, Khosla Ventures, etc. Leading NBFC, SFB and fintech companies in India are our users. We have enabled loan disbursement/migration of around $2B in last few years across more than 1 million loans across education loans, EV financing, business loans, credit line, 2 wheeler financing, personal loans, invoice discounting, and variou

shared product terms: apis, lend, enable, back; shared product theme: finance and payments; same category: Developer tools; shared affiliation: Y Combinator

Finley

match 94

Finley simplifies debt capital raise and management. Our software helps companies like Ramp, Arc and Parafin automate due diligence, ensure compliance, and streamline ongoing reporting with their capital providers. Our team brings experience from Goldman Sachs, Nova Credit, and Palantir Technologies, and is backed by Y Combinator and Bain Capital Ventures.

shared product terms: debt, capital, management, companie; shared product theme: finance and payments, security and compliance; same category: Developer tools; shared affiliation: Y Combinator

Krab

match 73

A lending platform that enables truckers/trucking companies with no formal credit score to access loans from banks. Our platform creates a rich credit profile of a trucking company by pulling 200+ data points from varied sources via consent APIs and instantly offers loans from multiple banking partners in less than 60 seconds. The trucking company can also use the same product for order management, invoice generation, vendor payments, and collections.

shared product terms: lend, enable, companie, credit; shared product theme: finance and payments; same category: Developer tools; shared affiliation: Y Combinator

CaptivateIQ

match 73

CaptivateIQ is on a journey to modernize the world of incentive compensation. Our hope is that people will feel more connected at work if there is greater transparency in how they are rewarded for their efforts. We partner with amazing companies like Carta, Intercom, Gong, and Newfront Insurance to simplify their commissions. Since launching in 2017, we have raised $63M and are backed by leading investors including Sequoia Capital, Accel, S28 Capital, Amity Ventures, and Y Combinator.

shared product terms: companie, launch, back, investor; shared product theme: finance and payments; same category: Developer tools; shared affiliation: Y Combinator

Coris

match 67

Coris is the AI platform for payments risk and operations. We work with the most ambitious companies around the globe such as GoFundMe, Kajabi, Clio and Cherry to automate merchant onboarding, monitoring, and payment operations. What risk teams only imagined two years ago, Coris is delivering today with our risk platform and AI agents. We’re backed by Y Combinator, Lux Capital, Pathlight Ventures, and other world-class investors — and we’re just getting started !

shared product terms: companie, around, back, combinator; shared product theme: finance and payments, security and compliance; shared affiliation: Y Combinator

Level

match 65

Level provides fast and simple financing to lending startups that gets them off the ground and grows with them as they scale. We do so by buying loans in small quantities at first and rewarding our customers with more access to capital based on performance. Co-founder & CEO, Vladimir Korshin, previously worked in the traditional venture debt system at Silicon Valley Bank, where he noticed that strong startups were frequently denied from non-dilutive financing because they were too small. Just 4

shared product terms: lend, loan, capital, venture; shared product theme: finance and payments; same category: Developer tools; shared affiliation: Y Combinator