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PTC India Financial Services Q2 results: Net profit rises 9.5% to ₹44 crore, NII up 2.5% - Published OnOct 27, 2026 | 19:01 IST - Last Updated OnOct 27, 2026 | 19:01 IST The lender successfully restored its mandatory infrastructure finance asset threshold to secure its specialized classification following a regulatory extension, alongside a major technical write-off of distressed loans and equity. Find out how management plans to stabilize earnings amid ongoing asset quality pressures. PTC India Financial Services reported a 9.5% year-on-year rise in consolidated net profit to ₹44 crore for the September quarter of financial year 2026-27, compared with ₹40.2 crore in the corresponding quarter last year. Net interest income (NII), the difference between interest earned and interest paid, increased 2.5% year-on-year to ₹76.1 crore in the second quarter, against ₹74.2 crore a year earlier. Total income stood at ₹113.67 crore in Q2FY27, compared with ₹131.86 crore in the year-ago period. Profit before tax declined to ₹17.02 crore from ₹117.63 crore a year earlier. According to the company’s financial results, impairment on financial instruments stood at ₹51.17 crore during the quarter, compared with a reversal of impairment of ₹56.89 crore in the corresponding period last year. RBI infrastructure finance exposure requirement PTC India Financial Services said it had achieved the prescribed requirement of maintaining infrastructure finance exposure of at least 75% of total assets to retain its classification as a non-banking financial company–Infrastructure Finance Company (NBFC-IFC), as of the date of declaration of its September-quarter results. The company had received an extension from the Reserve Bank of India (RBI) until September 30, 2026, to meet the requirement but had not met the threshold on that date. The company said it had subsequently achieved the prescribed 75% threshold. Its auditors also noted that the company met the requirement based on a review of its trial balance as of October 27, 2026. Separately, the company technically wrote off a loan account amounting to ₹187.91 crore during the quarter, in compliance with RBI’s directions on resolution of stressed assets. The loan had been classified as a Stage III asset and carried a 75% impairment loss allowance. The company also technically wrote off its ₹61.12 crore equity investment in associate R.S. India Wind Energy Private Limited during the quarter. The investment had already been fully provided for in its books as of June 30, 2026. Shares of PTC India Financial Services ended 2.2% higher at ₹24.92 ahead of the results announcement on Tuesday. The stock has declined more than 26% so far in 2026 and about 35% over the last 12 months. Also read: Infosys completes global SAP transformation for Syngenta’s crop protection business
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