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Can the 21st Century ROAD to Housing Act fix a broken market?

source: news (news:seeking-alpha)published 2026-06-29 09:36ingested 2026-06-29 10:31

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Can the 21st Century ROAD to Housing Act fix a broken market?

Jun 29, 2026, 5:36 AM ETD.R. Horton, Inc. (DHI) Stock, LEN Stock, TOL Stock, PHM Stock, KBH Stock, BZH StockHOV, NVR, ESS, AVB, ELS, CPT, SUI, EQR, MAA, UDR, AIV, BX, CSR, TMHC, AMH, NXRT, CLPR, INVHBy : Yoel Minkoff, SA News Editor

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With affordability becoming a major theme on both sides of the midterm campaign trail, U.S. House of Representatives Speaker Mike Johnson on Monday will send a bipartisan housing bill to the desk of President Trump. Both chambers of Congress voted overwhelmingly in favor

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The act aims to lower national housing costs through modernizing federal programs, updating zoning policies, limiting institutional ownership, reducing regulations, and providing incentives to local governments.

Rising prices, high interest rates, increased property taxes, insurance, maintenance costs, and wage growth failing to match housing costs are major barriers, leading many young adults to live with parents despite employment.

Even if Trump delays or declines to sign the bill, it becomes law in 10 days unless vetoed, though the voter ID bill tie-in may add political uncertainty.

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