‘It doesn’t seem fair’: I’m retired and have plenty of money. Why can’t I qualify for a retail credit card?

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The Moneyist
‘It doesn’t seem fair’: I’m retired and have plenty of money. Why can’t I qualify for a retail credit card?
‘I draw from my IRA as needed for household repairs, trips and other larger expenses’
Dear Quentin,
A bit of an odd question.
I retired eight months ago and have a regular defined-benefit pension, Roth IRA, traditional IRA and other investments. I haven’t started collecting Social Security yet. My gross pension is about one-third of my previous salary, but it’s still enough to cover my everyday expenses.

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