back to company universe
Fintech

Charm

Charm makes sending money as easy as sending email. Most people juggle multiple payment apps and scattered balances. Charm lets you pay anyone — no matter what app they use — and earns you 5% interest on your balance, automatically.

sources
1
Evidence entries preserved.
affiliations
1
Y Combinator
competitors
6
Mapped from High Signal graph features.
status
generated
D1 lookup
last updated
2026-07-15
16:41 UTC
source evidence
Why this company exists here

Y Combinator

yc-company-directory #48

Charm makes sending money as easy as sending email. Most people juggle multiple payment apps and scattered balances. Charm lets you pay anyone — no matter what app they use — and earns you 5% interest on your balance, automatically.

source
generated read
High Signal interpretation

Charm is classified as Fintech from source descriptions and fund-directory context. Similar companies below are ranked from offline product facets and meaningful description overlap; category and source affiliation can only strengthen an existing product match. For lookup-created rows, the profile starts as pending enrichment until deeper source collection runs.

offline extraction
Product facets
CharmemailMost peopleanyonemultiple payment apps
mapping method
Similarity graph

Local clusters rerank extracted product concepts and description terms. The generated graph remains the fallback for sparse descriptions: offline reciprocal product-similarity graph: extracted concepts + description terms + bounded category/affiliation boosts. Minimum fallback score: 0; max competitors: 6.

discovery cluster

Companies similar to Charm

Fintech · 6 peers

A deterministic local cluster built from offline product facets and meaningful description terms. Category and selected-institution affiliation provide bounded tie-breaks. Open any peer to continue exploring its cluster.

Request Network

match 85

Request allows companies & people to pay and get paid in cryptocurrencies by relying on the most innovative payment request technology. On top of it, apps such as Request Invoicing allow professionals to send proper crypto invoices and get paid in a click. Adoption for this app is growing at an impressive rate as we can see here https://req.network

shared extracted concept terms: most, payment; shared product terms: send, most, people, payment; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

Kicksend

match 69

Kicksend is a web, mobile and desktop app that provides an easy solution for printing and sending photographs. Kicksend platform is complete with social tools, multiple payment options, one click purchasing and a robust virtual currency system. The company has partnerships with Walmart, Walgreens, Target, CVS and Duane Reade that provide local retail locations for users to pick up their printed photos.

shared extracted concept terms: multiple, payment; shared product terms: send, easy, multiple, payment; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

Coco Wallet

match 69

Coco Wallet is a global money app that lets users send, spend, save, and earn in digital dollars. It combines the simplicity of a neobank like "Revolut" or "Nubank" with the freedom of Web3. Giving anyone instant access to stable, borderless money without relying on banks.

shared extracted concepts: anyone; shared product terms: send, money, lets, anyone; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

goDutch

match 59

goDutch is a new-age fintech app that powers group payments for millennials. We’re on a mission to reimagine group payments and enable people to enjoy with their friends without any worry of awkward reminders, delayed payments, and multiple transactions. We've first-hand seen that group payments are very tedious - one person first pays on behalf of the entire group, then calculates and makes a note of who owes whom how much, and then individually reminds each person to pay back. At goDutch, we a

shared extracted concept terms: payment; shared product terms: people, multiple, payment, pay; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

TextPayMe

match 57

Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. The

shared product terms: send, money, people, payment; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

The Sun Exchange

match 28

Through the Sun Exchange anyone can earn income from the sun.

shared extracted concepts: anyone; shared product terms: anyone, earn