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Fintech

TextPayMe

Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. The

sources
1
Evidence entries preserved.
affiliations
1
Y Combinator
competitors
6
Mapped from High Signal graph features.
status
generated
D1 lookup
last updated
2026-07-15
16:41 UTC
source evidence
Why this company exists here

Y Combinator

yc-company-directory #590

Founded in 2005, TextPayMe is an SMS payment service that lets you send money to other people using cell phone text messaging. TextPayMe lets you send money to anyone else in the US with an SMS-capable cell phone, and while phone carriers may charge for the actual text message sent/received, sending and receiving money is free while TextPayMe remains in Beta. In July 2006, the TextPayMe team started working for Amazon and, as of 2011, the site redirects to an Amazon's mobile payment website. The

source
generated read
High Signal interpretation

TextPayMe is classified as Fintech from source descriptions and fund-directory context. Similar companies below are ranked from offline product facets and meaningful description overlap; category and source affiliation can only strengthen an existing product match. For lookup-created rows, the profile starts as pending enrichment until deeper source collection runs.

offline extraction
Product facets
TextPayMecell phone text messagingSMS-capable cell phonephone carriers
mapping method
Similarity graph

Local clusters rerank extracted product concepts and description terms. The generated graph remains the fallback for sparse descriptions: offline reciprocal product-similarity graph: extracted concepts + description terms + bounded category/affiliation boosts. Minimum fallback score: 0; max competitors: 6.

discovery cluster

Companies similar to TextPayMe

Fintech · 6 peers

A deterministic local cluster built from offline product facets and meaningful description terms. Category and selected-institution affiliation provide bounded tie-breaks. Open any peer to continue exploring its cluster.

Palla

match 65

Palla enables instant P2P payments from the US to other countries, a $65BN a year market. Sending and receiving remittances today is slow, time consuming and inconvenient for all parties, as it's a mostly cash based process. With Palla, senders in the US can do it in a few taps of their phone and receivers get their money in seconds.

shared product terms: payment, us, other, send; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

Jumpchat

match 61

A platform bridging mobile text messages, email, and IM communication without needing to download anything. Users can send mass messages on any of the platforms and JumpChat will send it to the platform the receiver activates. They are currently focusing on mass mobile messaging, where users can shoot off mass messages to the groups they define.

shared extracted concept terms: messag, text; shared product terms: mobile, text, message, send; shared affiliation: Y Combinator

Heysan

match 57

Heysan was a free mobile messaging and community based in San Francisco, California. Initially Heysan provided free messaging between phones and computers, bridging IM with SMS. The service expanded into launching a mobile community and has over 1 million users doing tens of million of monthly messages. In the summer of 2007 Heysan raised a seed round from Khosla Ventures and Atomico, the venture funds of Vinod Khosla and Niklas Zennstrom. Heysan was acquired by Good Technology in May 2009.

shared product terms: free, mobile, messag, phone; shared affiliation: Y Combinator

Charm

match 57

Charm makes sending money as easy as sending email. Most people juggle multiple payment apps and scattered balances. Charm lets you pay anyone — no matter what app they use — and earns you 5% interest on your balance, automatically.

shared product terms: send, money, people, payment; shared product theme: finance and payments; same category: Fintech; shared affiliation: Y Combinator

Nagish

match 52

Nagish lets people who are deaf or hard of hearing to communicate via phone by converting speech-to-text and text-to-speech faster and more accurately.

shared extracted concept terms: text, phone; shared product terms: lets, people, phone, text

alive5

match 34

Messaging meets payments

shared extracted concept terms: messag; shared product terms: messag, payment; shared product theme: finance and payments; same category: Fintech